Plymouth, MA · Auto Insurance · Independent Agent
We shop multiple top-rated carriers to find the right coverage at the right price for South Shore drivers. No pressure, no guesswork — just competitive quotes from a local agent who knows the area.
Massachusetts Auto Insurance
Massachusetts has some of the most specific auto insurance requirements in the country — but meeting the state minimum and being properly protected are two very different things. State minimums leave most drivers dangerously underinsured. At Yankee Insurance, we don't write state minimum limits. Our starting point is $100,000/$300,000 Bodily Injury and $250,000 Property Damage — because that's what actually protects you when it matters.
We don't just hand you a generic policy. We ask about how you use your vehicle, where you park, your commute, and your household — then we shop our carrier network to match you with coverage that fits.
Whether you're a first-time driver, adding a teen to your policy, or looking for a better rate than what you've been paying, we'll find options worth comparing.
Why It Matters
Massachusetts operates under a no-fault insurance system, which affects how claims are handled. Here's what that means for you.
For minor injuries, your own PIP coverage pays first regardless of who caused the accident. But when injuries are serious, liability limits matter — a lot. That's why we start at $100,000/$300,000, not the state floor.
Plymouth's location near the coast can affect certain coverage factors. We know the local market and can help you find carriers that price your area fairly.
Adding a young driver is one of the biggest rate factors in MA. We'll compare carriers to find the best option — not all of them price teen drivers the same way.
If you have significant assets, an umbrella policy adds a layer of liability protection above your auto limits for typically $150–$300/year. Worth a conversation.
Why Yankee Insurance
We've been helping Plymouth-area drivers find the right auto insurance since 1978. Here's what makes working with an independent agent different.
We compare rates from multiple carriers — you get options, not just one company's best offer.
Call or text and reach someone who knows your policy and your situation.
We know the local roads, the local risks, and how MA auto insurance actually works.
We'll give you our honest recommendation. If your current rate is already good, we'll tell you that too.
Common Questions
While Massachusetts sets its own state minimums, we don't write them — and for good reason. State minimums leave most drivers significantly underprotected. At Yankee Insurance, our minimum is $100,000/$300,000 Bodily Injury liability and $250,000 Property Damage. These limits reflect what it actually costs to be involved in a serious accident today. We'll explain exactly what these numbers mean and make sure your coverage is built to protect you — not just satisfy a legal requirement.
The most effective ways include: shopping multiple carriers (which we do for you), raising your deductible, bundling auto and home insurance, maintaining a clean driving record, and asking about discounts for things like anti-theft devices, low mileage, or completing a driver safety course.
In most cases, yes. Bundling home and auto insurance with the same carrier typically saves 10–20% on both policies. We'll compare bundled vs. separate options and show you which comes out ahead.
Contact your carrier directly using the number on your insurance card. You can also call our office at 508-746-3334 and we'll help you through the process. We're on your side — that's part of what you get with a local independent agent.
Carrier Partners — We Shop Them All For You
As an independent agency, we're not tied to any single carrier. We compare these companies — and others — to find the best coverage and rate for your specific situation.
Let us compare carriers and find you a competitive quote. Takes a few minutes — and it's completely free.